Do Creators Pay a Fee to Receive Payouts?

No, receiving a standard payout itself is free. Brillay's only charge is the 8% platform fee when a follower pays for work, 5% on tips and goals platform fee, taken once when a follower pays; Stripe's standard bank transfer that follows carries no separate withdrawal or "release" fee. The only optional cost is choosing Instant Payouts instead of the standard schedule. Tips let followers send a one-time thank-you, with nothing for you to deliver and no membership for them to join.

What fee does Brillay charge on a payout?

Brillay charges no payout fee at all. Brillay's pricing page states the platform fee is charged "per paid transaction · $0/month" and that Stripe pays out the creator's balance on Stripe's own timing.

Brillay's pricing page also defines creator earnings as "follower payment − platform fee − processing fee," with no payout-stage line item in that formula. Receiving money requires connecting their own Stripe account once during onboarding, after which Brillay "pays out to your bank account through Stripe" (how Brillay works).

Brillay charges no monthly subscription or listing fee, and its platform fee is 8% when a follower pays for work and 5% on tips and goals (creator platform fees explained). Stripe then handles the bank payouts on top of that fee, at no separate cost.

Does Stripe charge extra to send money to your bank?

No. Stripe does not charge an initiation fee on a standard payout to a connected bank account. Stripe's own payout documentation says so in one sentence.

"Stripe doesn't charge you a fee to initiate normal payouts." — Stripe, Receive payouts documentation (docs.stripe.com/payouts)

That same Stripe documentation names one narrow exception: when a business uses multi-currency settlement and pays out in a non-primary currency, Stripe charges the applicable multi-currency settlement fee on that payout. For a creator settling in their own local currency, no payout-stage fee applies.

So the two costs that actually exist on a Brillay sale are Brillay's 8% platform fee when a follower pays for work or 5% fee on tips and goals, and Stripe's processing rate on the original card charge. Stripe's public pricing page lists that US online-card rate as 2.9% + 30¢ per successful domestic-card transaction (Stripe, Pricing & Fees page (stripe.com/pricing)). Nothing further is charged when the resulting balance is later deposited.

How much more do instant payouts cost than standard ones?

Standard payouts carry no extra fee; choosing Instant Payouts instead adds a small percentage, shown below by region. Stripe, Instant Payouts documentation

Choosing Instant Payouts is a speed decision, not a requirement. Sticking with the standard schedule is a completely normal way to get paid at no extra cost.

How long does a standard payout take to arrive?

Standard payout timing varies by country, account status, and industry rather than following one universal number. Stripe's support documentation explains that on a 2-business-day payout speed, "Stripe pays out funds daily from transactions captured 3 business days earlier," and points readers to country-specific considerations (Stripe Support, Payout schedules FAQ).

Three published factors move that timeline. First payouts are delayed: Stripe's payout documentation states that "after you successfully receive your first live payment, Stripe typically schedules your initial payout to complete within 7–14 days".

"There is a 7-14 day waiting period for the first payout. This delay is necessary for risk mitigation and cannot be waived under any circumstances." — Stripe Support, "Waiting on your first Stripe payout? What you need to know"

Country changes the number too: Stripe Support states that "Stripe has a delay of 7 business days on your first payout in many European countries and Canada" (Stripe Support, Default payout speeds in Europe and Canada). Industry risk classification changes it as well — Stripe's own "Payouts explained" guide states that high-risk businesses have a payout speed of 14 days, while some lower-risk businesses in the US and Australia have a payout speed of 2 days. None of those delays is a fee; each one is a timing rule.

Is there a minimum balance you need to reach before getting paid?

Brillay sets no minimum balance of its own before a payout can go out, because Brillay's pricing page assigns payout scheduling entirely to Stripe. Stripe does apply a floor, and it is very small: Stripe's payout documentation states that "minimum payout amounts are typically one base unit of the local currency".

One base unit means about $0.01 on a USD account, and Stripe notes the exact figure depends on the settlement currency, so a creator paid out in a different currency should check Stripe's published table for their own. A separate, larger threshold exists only if an account deliberately configures one: Stripe's "Minimum balances for automatic payouts" documentation describes an opt-in setting that holds a chosen reserve back from automatic payouts.

A platform-imposed minimum matters because it can leave a small balance stuck for weeks while a creator waits to clear a threshold that has nothing to do with fees — a cash-flow problem, separate from whether a fee is charged at all. A more detailed comparison of payout speed and minimums across several platforms is covered in creator payout speed and minimum thresholds compared.

How does the platform fee actually show up in the math?

Brillay's pricing page explains that a creator's earnings equal what the follower paid minus the platform fee minus the processing fee, with no other deduction. No monthly fee, you only pay a small platform fee when you get paid. 8% platform fee when a follower pays for work, 5% platform fee on tips and goals. Card processing is separate.

The example above is illustrative math, not a guarantee of what any specific transaction nets. The exact processing amount varies with card type, currency, and country, and Stripe's pricing page documents higher rates for international cards and currency conversion. What does not vary is the last row: reaching a bank account on the standard schedule adds no further cost.

Do currency conversion or international cards change the payout fee?

Currency conversion and international cards raise the processing rate taken at the point of sale, not the payout fee. Stripe's pricing page lists 2.9% + 30¢ per successful domestic-card transaction, plus 1.5% for international cards and plus 1% when currency conversion is required. Every one of those adjustments lands on the original charge.

Those adjustments happen at the moment the follower's card is charged, based on where the card was issued and what currency the follower paid in. They do not add a second charge when the resulting balance is later paid out. The payout step itself, on the standard schedule, stays free regardless of the card or currency involved in the original sale — with the single documented exception of multi-currency settlement in a non-primary currency (Stripe).

Can the payout fee change later?

No. The payout step belongs to Stripe, so a change to Brillay's platform fee would not change how payouts reach your bank.

Standard Stripe payout timing follows Stripe’s own payout process. Brillay's pricing page also notes that the platform fee "is configurable and may change as the product evolves"; current rates are 8% when a follower pays for work and 5% on tips and goals, so the fee percentage is the part worth re-checking, not the payout step.

Frequently asked questions

Short answers to the four questions creators ask most about payout costs: Brillay adds no payout fee, Stripe adds no standard payout fee, Instant Payouts cost 1.5% in the US, and the only minimum that applies is Stripe's base-unit floor rather than a Brillay-set threshold.

Does Brillay charge a fee just to release my balance to my bank?

No. Brillay's platform fee is 8% when a follower pays for work and 5% on tips and goals, and Stripe provides payouts to creators' bank accounts. Moving that balance to a bank account on Stripe's standard schedule adds no second Brillay fee.

Are instant payouts worth the extra cost?

That depends on how much a creator values speed versus keeping the full amount: Instant Payouts cost 1.5% (minimum $0.50) in the US or 1% in CA / EU / UK / SG / NO / HK / MY, versus no fee at all on the standard schedule.

Is Brillay's platform fee the same thing as a payout fee?

No — the two are different things with different triggers. Brillay charges 8% when a follower pays for Paid Questions, Personalized Videos, or Custom Work, and 5% on Tips and Goals. A payout fee, if one existed, would be charged separately when the balance moves to a bank account; on the standard schedule, no such fee applies (Stripe).

Does Brillay require a minimum balance before I can be paid out?

No. Brillay sets no minimum balance requirement of its own, and the only floor that applies is Stripe's, described in Stripe's payout documentation as typically one base unit of the local currency — about $0.01 on a USD account. See creator payout speed and minimum thresholds compared for how that compares across other platforms.

Create your free Brillay page and keep the only fee you pay tied to the moment a follower actually pays you.